10-PAYMENT LIFE

The premiums for this plan are level for 10 years and are guaranteed not to increase. The plan offers distinct non-smoker/smoker premium rates for males and females. The fixed benefit amount is the same regardless of when the member dies if the premiums are paid up-to-date. This plan is payable upon death to your beneficiary.

20-PAYMENT LIFE

The premiums for this plan are level for 20 years and are guaranteed not to increase. The plan offers distinct non-smoker/smoker premium rates for males and females. The fixed benefit amount is the same regardless of when the member dies if the premiums are paid up-to-date. This plan is payable upon death to your beneficiary.

LIFE PAID UP AT AGE 65

This plan also has a level premium and a fixed benefit. The premiums are payable until you reach the age of 65. The plan offers distinct non-smoker/smoker premium rates for males and females. The benefit amount is also the same regardless of when the member dies. It is payable upon death to the beneficiary.

LIFE PAID UP AT AGE 100

This plan also has a level premium and a fixed benefit. The premiums are payable until you reach the age of 100. The plan offers distinct non-smoker/smoker premium rates for males and females. The benefit amount is also the same regardless of when the member dies. It is payable upon death to the beneficiary

DESIGNER WHOLE LIFE

Our interest sensitive Designer Whole Life policy's initial face amount is guaranteed for the life of the contract, but the face amount may increase in future policy years to comply with the cash value corridor provision of the Tax Reform Act of 1984. The policy's premium is guaranteed for the life of the contract. The guaranteed interest rate is 3%. The current rate is guaranteed on a policy year basis as determined by the Board of Directors. Currently, we are paying 4.50% interest on this plan.

The plan offers distinct smoker and non-smoker premium rates for males and females. To qualify for non-smoker premiums, the prospective insured must not have smoked cigarettes for 12 months prior to applying to the Society.

10-YEAR RENEWAL TERM

This policy is a 10-year level term, guaranteed renewal to age 65 with premiums guaranteed. The plan offers distinct non-smoker/smoker premium rates for males and females. This plan is guaranteed convertible until the policy anniversary on which the insured has attained age 60. Without providing evidence of insurability, the insured may convert this coverage to any level premium life policy made available by the Society. Good for premature death payoff of mortgage replacing income during member's income years for surviving spouse and children. A 10 YEAR RENEWAL TERM is sometimes required by a bank when obtaining a loan.

20-YEAR NON-RENEWABLE TERM

This policy is a 20-year level term with premiums guaranteed. The plan offers non-smoker/smoker premium rates and is also guaranteed convertible until the policy anniversary on which the insured has attained age 60. Without providing evidence of insurability, the insured may convert this coverage to any level premium life policy made available by the Society.

Please contact us for more information at...

U.P.P.E.C. FRATERNAL INSURANCE
1229 B Street
Hayward, California 94541
1-800-53-UPPEC (87732)
Phone: (510) 538-6828
Fax: (510) 538-2065
Email: supremecouncil@uppec.org
NAIC Company Code: 57959

Member referrals, only within the State of California, may complete an Insurance Application today. You will need Adobe® Reader® installed on your computer to view and print. You can go to their website at www.adobe.com to download your version of Microsoft Windows. Once printed, fill in by hand and mail in to the address above.

Insurance Application

*Insurance Application is for the convenience of U.P.P.E.C. members who refer other potential members only within the State of California.

top